billytide asked:


I need to know what looks better on a consumer credit report, a chapter 7 bankruptcy dismissed or a chapter 7 bankruptcy discharged. Forget about all other factors, how much it cost to file, if a lawyer was used. Looking at someones credit report and you see either a dismissed bankruptcy or a discharged bankruptcy which would look better? which would less negatively impact a score. Please ONLY answer this question if you have either

1. been through a chapter 7 bankruptcy yourself
2. work in a profession that deals with consumer credit

thanks