thebuffettour asked:


I was just laid off for the second time in two years. The last lay off lasted 6 months and burnt through all our savings and equity in the house. We were living paycheck to paycheck with the last job.
My wife and I are fine with losing the house but I want to know if there are any questions I should have that I haven’t thought of yet.

tala asked:


What about a lawyer that will not charge too much? I have very limited income.

rcg38o asked:


personal experience would be helpful

Kottonmouth asked:


I received some toll violations that sum up 470 dollars and it is in both of our names because she owns my car. He told her that she can put those toll violations with her bankruptcy but I thought that was illegal because the violations came from the state of Illinois.

Is he right or wrong?

reneem1954_2000 asked:


Negoiate with my creditors?

Me in TN asked:


I have a consultation with a lawyer tomorrow, over filing bankruptcy (chapter 7). What kind of questions will he ask me? Is he going to ask me about things I own (that could possibly be taken from me)? Will he ask anything about what was bought w/the credit to cause me to go in debt? I’d like to be prepared…thanks

canada asked:


I have a friend who is in debt about 30,000, and is sinking fast. She wants to file for bankruptcy. How much should her lawyer be charging her to file?

Yoggybear asked:


My husband and I need to find a good lawyer and fast. Due to an illness we have fallen far behind on everything and need to move fast.

Tio Gringo asked:


Or would it be smarter to find clients with money.

zoom_zoom33 asked:


I am planning on filing for bankruptcy but have two items I had a co-signer for? I have tried debt consolidation and 8months into it and having problems making the monthly payments. So now I am needing to file for bankruptcy but my auto loan and a personal loan had a co-signer. My question is can the co-signer file for bankruptcy if they only have a credit card that is maxed out and they only have the 2 items they co-signed with me on. They could not afford to take on both payments if I were to file bankruptcy. This person only takes home 1600 in payments and rents a home with me. the monthly auto payment is 475 and other loan is 230 monthly. Would I have to file for bankruptcy first? I am not looking to get judged here and yes I know it would be best to speak with a bankruptcy lawyer on this matter but any answer on this situation would be appreciated. PLEASE no judging. I am aware I made a mess of my situation and after bankrutpcy is through no more credit cards except one to rebuild my credit score.